By accessing or using Bino Capital’s website, platform, or services, you agree to the following Terms & Conditions. Please read them carefully before proceeding.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our services. All information you provide must be accurate and complete.

2. Services Offered

Bino Capital offers digital financial services, including crypto-based investment plans, rewards programs, and referral benefits. We reserve the right to update, change, or discontinue services at any time without prior notice.

3. User Responsibilities

• You are responsible for securing your account credentials.

• You agree not to misuse or exploit the platform for illegal, abusive, or harmful activities.

• You must comply with all applicable local, national, and international laws.

4. No Financial Advice

Bino Capital does not offer financial, legal, or tax advice. All information provided is for general knowledge and platform utility only. You are responsible for conducting your own research before making any investment.

5. High-Risk Investment Warning

Cryptocurrency is highly volatile and risky.
By investing with Bino Capital, you acknowledge and accept the risk that:

• You may lose part or all of your investment.

• Prices and returns can fluctuate unpredictably.

• Past performance is not indicative of future results.

Invest only what you can afford to lose. We strongly recommend responsible investment behavior.

6. Payments & No Refund Policy

All payments made to Bino Capital are final and non-refundable under any circumstances, including:

• User dissatisfaction

• Account closure

• Service changes or termination

• Market losses

By proceeding with any payment or investment, you fully accept this No Refund Policy.

7. Limitation of Liability

Bino Capital is not liable for:

• Any financial loss or loss of data

• Service interruptions or technical issues

• Unauthorized access to your account

• Losses due to investment decisions or market conditions

Use the platform at your own risk.

8. Termination

We reserve the right to suspend or terminate your account at any time without notice if we detect violations of our terms, suspicious activity, or abuse of the platform.

9. Changes to Terms

These Terms & Conditions may be updated at any time. Continued use of the platform constitutes your agreement to the revised terms.

10. Contact Us

For inquiries or support:
📧 support@binocapital.com
🌐 www.binocapital.com